Achetez maintenant. Payez plus tard avec Klarna.

Nous sommes ravis d'annoncer que nous nous sommes associés à Klarna pour vous proposer de nouvelles façons de payer à la caisse.

Voici comment cela fonctionne :

Étape 1

Ajoutez des produits à votre panier et sélectionnez « Klarna » lors du paiement

Étape 2

Entrez quelques informations personnelles et vous saurez instantanément si vous êtes approuvé

Étape 3

Klarna vous enverra un e-mail de confirmation et des rappels lorsqu'il sera temps de payer et vous pourrez gérer vos commandes et vos paiements dans l'application Klarna.

Les accords de crédit Pay in 3/Pay in 30 days de Klarna ne sont pas réglementés. Emprunter plus que ce que vous pouvez vous permettre ou payer en retard peut avoir un impact négatif sur votre situation financière et votre capacité à obtenir un crédit. Réservé aux résidents du Royaume-Uni âgés de 18 ans et plus. Sous réserve de statut. Des conditions générales et des frais de retard s'appliquent.

Partie 2 : Informations sur les paiements

Payer en 30 jours

Effectuez votre achat dès aujourd'hui pour pouvoir essayer avant d'acheter. Ne payez que ce que vous gardez. Payez jusqu'à 30 jours plus tard. Pas d'intérêt. Pas de frais, si vous payez à temps.

Payer après la livraison vous permet d'essayer avant d'acheter et constitue le moyen le plus simple de faire des achats en ligne.

  • Effectuez le paiement intégral après l'achat sans frais supplémentaires.
  • Signalez les retours directement dans notre application et payez uniquement les articles que vous conservez.
  • Ne pas effectuer votre paiement à temps pourrait affecter votre capacité à utiliser Klarna à l'avenir.
  • Les agences de recouvrement de créances sont utilisées en dernier recours

Le paiement en 30 jours est un accord de crédit non réglementé. Emprunter plus que ce que vous pouvez vous permettre ou payer en retard peut avoir un impact négatif sur votre situation financière et votre capacité à obtenir un crédit. Réservé aux résidents de 18 ans et plus, au Royaume-Uni. Sous réserve de statut. Conditions générales de vente et des frais de retard s'appliquent.

Payez en 3 versements sans intérêt

Répartissez le coût de votre achat en 3 versements sans intérêt. Le premier versement est effectué au moment de l'achat, les versements restants étant programmés automatiquement tous les 30 jours. Sélectionnez l'option Klarna et saisissez les informations de votre carte de débit ou de crédit.

  • Une nouvelle façon de payer qui constitue une alternative à la carte de crédit.
  • 3 versements vous offrent la flexibilité de faire des achats sans intérêts.
  • Ne pas effectuer votre paiement à temps pourrait affecter votre capacité à utiliser Klarna à l'avenir.
  • Les agences de recouvrement de créances sont utilisées en dernier recours.

Le paiement en 3 fois par an de Klarna est un contrat de crédit non réglementé. Emprunter plus que ce que vous pouvez vous permettre ou payer en retard peut avoir un impact négatif sur votre situation financière et votre capacité à obtenir un crédit. Réservé aux résidents de 18 ans et plus, au Royaume-Uni. Sous réserve de statut. Conditions générales de vente et des frais de retard s'appliquent.

Partie 3 : À propos de Klarna

Payer en ligne ou dans l'application

Consultez vos derniers achats et effectuez des paiements dans l'application Klarna ou en ligne.
● Téléchargez l'application Klarna ici
● Connectez-vous en ligne ici.
● Chat avec le service client ici

Sûr et sécurisé

Avec Klarna, vous êtes toujours protégé par la politique de protection des acheteurs de Klarna. Des mesures de protection modernes protègent vos informations pour empêcher les achats non autorisés.

Questions fréquemment posées

Visitez Klarna FAQ (https://www.klarna.com/uk/customer-service/) pour en savoir plus sur l'utilisation de Klarna.

Chez Klarna, nous nous efforçons sans relâche de créer la meilleure expérience d'achat au monde. Nous pensons que les paiements sont bien plus qu'un simple moyen d'envoyer de l'argent. C'est pourquoi nos options de paiement fluides vous offrent plus de temps et de contrôle pour que vous puissiez vous concentrer sur ce que vous aimez.

  • Plus de 150 millions d'acheteurs utilisent Klarna.
  • 450 000 détaillants travaillent avec nous dans le monde.
  • Nous sommes l'une des plus grandes banques d'Europe et nous optimisons les paiements en ligne depuis plus de 15 ans.

Les accords de crédit Pay in 3 et Pay in 30 days de Klarna ne sont pas réglementés. Emprunter plus que ce que vous pouvez vous permettre ou payer en retard peut avoir un impact négatif sur votre situation financière et votre capacité à obtenir un crédit. Réservé aux résidents de 18 ans et plus, au Royaume-Uni. Sous réserve de statut. Conditions générales et des frais de retard s'appliquent.

Veuillez dépenser de manière responsable. Emprunter plus que ce que vous pouvez vous permettre pourrait avoir de graves conséquences sur votre situation financière. Assurez-vous de pouvoir effectuer vos remboursements mensuels à temps.

Equilibrium Products Ltd n'est pas un prêteur et agit uniquement en tant qu'apporteur d'affaires. Le produit de crédit est fourni par Klarna Bank AB (publ). Le crédit n'est disponible que pour les résidents permanents du Royaume-Uni âgés de 18 ans et plus, en fonction de leur statut. Des conditions générales s'appliquent. Veuillez noter que le paiement en 30 jours et le paiement en 3 versements ne sont pas réglementés par la FCA.

FAQ

Voir toutes les questions fréquentes

Who is Klarna?

Klarna is a payments service that helps you buy the things you want or need. Right now, over 150 million people worldwide use Klarna at over 450,000 online stores.

How does Pay later in 30 days work?

Pay in 30 days is a credit product which lets you pay any time within 30 days of your purchase interest-free. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.

Am I eligible for Pay in 30 days?

You need to be at least 18 years old and a UK resident to use Klarna’s credit products including Pay in 30 days. When you choose Klarna they will also check the information you provide and your financial situation.

Can I have multiple Pay in 30 days orders at the same time?

Yes, you can. If you see Klarna Pay in 30 days when you go to an online checkout then it is available to you. Every time you use Pay in 30 days, Klarna will check to see whether you can use the service again for each additional purchase.

What does Klarna consider when reviewing my application?

Klarna offers Pay in 30 days based on a number of factors such as the purchase amount, previous order history. If you are 18 or over, you can improve your chances of being offered Pay in 30 days by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay in 30 days before does not mean it will be offered for every order. In turn, if your application for Pay in 30 days is denied, it does not mean it will be denied for future orders.

What do I need to provide when I make a purchase?

If you want to purchase something using Klarna’s Pay in 30 days, you’ll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they’ll use the phone number you’ve shared. For any other information Klarna need to share with you, they’ll send this to your email address.

Will a credit search take place?

When you use Pay in 30 days, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

How do I make repayments to Klarna?

You can pay any time within 30 days of your purchase interest-free. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.

I have been asked to go to the Klarna site. Is this correct?

If you choose to pay for your order using Pay in 30 days, Klarna will send you an email showing you how to pay. The email will have a link you can use to make this payment using your credit or debit card.

Can I pay before the due date?

Yes. Just go to the Klarna app or log onto Klarna.com/uk.

Is my payment information safe?

Payment information is processed securely by Klarna. No card details are transferred to or held by Equilibrium Products. All transactions take place through connections secured with the latest industry standard security protocols.

How do I know Klarna has received my payment?

Klarna will notify you by email and push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.

What happens if I don’t make a payment on time?

Pay in 30 days is a credit product and you are required to make your payment to Klarna. If you don’t pay for your order on time, Klarna may charge late payment fees. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders’ credit products in the future. Full details can be found in the Klarna terms and conditions here.

What happens if I don’t pay for my order?

As Pay in 30 days is a credit product, if you don’t pay for your order Klarna may use a debt collection agency. Klarna may also report the missed payment to credit reference agencies. This means you may find it more expensive or difficult to get credit in the future.

I’ve received a statement, but I’ve not yet received my goods.

If you have not received your goods please call Equilibrium Products to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.

What happens if I cancel or return my order?

As soon as Equilibrium Products has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app immediately.

I have canceled my order. How long will it take until I receive my refund?

As soon as the store has registered your cancelation or your return, the refund will normally be processed within 5 business days.

I have asked for a refund. How will I be refunded?

Refunds will be issued back to the debit or credit card which was originally used at checkout.

What happens to my statement, when I have returned the goods?

Once Equilibrium Products has received the return and Klarna have received our confirmation, Klarna shall refund any payments collected and cancel any future scheduled payments. You are always able to monitor the status of your order in the Klarna app.

What happens to my statement when I have returned part of my order?

Once Equilibrium Products has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna. You are always able to monitor the status of your order in the Klarna app.

I haven’t received an email with my statement/payment information.

You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.

I still have questions regarding payment, how can I get in touch?

Visit Klarna app Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.

Klarna’s Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Who is Klarna?

Klarna is a payments service that helps you buy the things you want or need. Right now, over 150 million people worldwide use Klarna at over 450,000 online stores.

How does Pay in 3 work?

Klarna’s Pay in 3 is a credit product that lets you spread the cost of your purchases over 3 equal interest-free payments. Klarna will take the payments from your debit or credit card directly so you don’t have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna app.

Am I eligible for Pay in 3?

You need to be at least 18 years old and a UK resident to use Klarna’s credit products including Pay in 3. When you choose Klarna they will also check the information you provide and your financial situation.

Can I have multiple Pay in 3 orders at the same time?

Yes, you can. If you see Klarna Pay in 3 when you go to an online checkout then it is available to you. Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase.

What does Klarna consider when reviewing my application?

Klarna offers Pay in 3 based on a number of factors such as the purchase amount, and previous order history. You can improve your chances of being offered Pay in 3 by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay in 3 before does not mean it will be offered for every order. In turn, if your application for Pay in 3 is denied, it does not mean it will be denied for future orders.

What do I need to provide when I make a purchase?

If you want to purchase something using Klarna’s Pay in 3, you’ll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they’ll use the phone number you’ve shared. For any other information Klarna need to share with you, they’ll send this to your email address.

Will a credit search take place?

When you use Pay in 3, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

How do I make repayments to Klarna?

Klarna will take your Pay in 3 payments from the debit or credit card you shared when you made your purchase. Klarna will take the first payment when you make your purchase, the second payment after 30 days and the final payment 60 days from the day you made your purchase. You can see both past and future payments using the Klarna app.

Can I pay before the due date?

Yes. Just go to the Klarna app or log onto Klarna.com/uk.

Is my payment information safe?

Payment information is processed securely by Klarna. No card details are transferred to or held by Equilibrium Products. All transactions take place through connections secured with the latest industry standard security protocols.

How do I know Klarna has received my payment?

Klarna will notify you by email, SMS or push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.

What happens if I don’t make a payment on time?

Pay in 3 is a credit product and you are required to make your scheduled payments to Klarna. Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule. Klarna will send you multiple friendly reminders before payment is due so you can make sure you’ve got enough money to pay. If payment fails, you may be charged a late fee, subject to our T&Cs.

What happens if I don’t pay for my order?

If you don’t make your payments you will be in arrears as Pay in 3 is a credit product. Klarna may then share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders’ credit products in the future. Klarna may also refer any debt to a debt collection agency. This agency will collect the debt on behalf of Klarna. Also, if the debt is referred to a debt collection agency Klarna will share this information with credit reference agencies.

I’ve received a statement, but I’ve not yet received my goods.

If you have not received your goods please call Equilibrium Products to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.

What happens if I cancel or return my order?

As soon as Equilibrium Products has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app immediately.

I have canceled my order. How long will it take until I receive my refund?

As soon as the store has registered your cancelation or your return, the refund will normally be processed within 5 business days.

I have asked for a refund. How will I be refunded?

Refunds will be issued back to the debit or credit card which was originally used at checkout.

What happens to my statement, when I have returned the goods?

Once Equilibrium Products has received the return and Klarna have received our confirmation, Klarna shall refund any payments collected and cancel any future scheduled payments. You are always able to monitor the status of your order in the Klarna app.

What happens to my statement when I have returned part of my order?

Once Equilibrium Products has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna. You are always able to monitor the status of your order in the Klarna app.

I haven’t received an email with my statement/payment information.

You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.

I still have questions regarding payment, how can I get in touch?

Visit Klarna app Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.

 

Klarna’s Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.